1. Acceptance of terms
By accessing or using insurio's website and services, you agree to these terms. If you do not agree, please do not use the site.
2. Our services
Insurio helps businesses compare and obtain commercial insurance coverage through our network of licensed agents and carriers. We are not the insurer. Actual coverage, terms, and pricing are set by the carrier that issues your policy.
3. Quotes and eligibility
Quotes provided through the site are estimates based on the information you submit. Final pricing and eligibility depend on underwriting by the insurance carrier. You are responsible for providing accurate and complete information.
4. Use of the site
You agree to use the site only for lawful purposes. You may not attempt to interfere with the site's operation, access areas you are not authorized to use, or misuse the information you receive.
5. Intellectual property
All content on the site, including text, graphics, logos, and software, is owned by insurio or its licensors and is protected by applicable laws. You may not reproduce or distribute our content without permission.
6. Third party links and services
The site may link to third party sites or services. We are not responsible for the content, policies, or practices of those third parties. Your interactions with them are solely between you and that party.
7. Disclaimers
The site and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, insurio disclaims all warranties, express or implied, regarding the site, including merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of liability
To the fullest extent permitted by law, insurio will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the site or services.
9. Changes to these terms
We may update these terms from time to time. Continued use of the site after changes take effect means you accept the updated terms.
10. Contact us
Questions about these terms? Email us at help@insurio.us.